Enrollment still under way through improved Health Insurance Marketplace

2/27/2014


Trying to get insurance on the Health Insurance Marketplace was frustrating at first for 43-year-old Darya Crockett, a freelance editor in Church Hill, Tenn.

She was excited about the prospect of finally getting health insurance after going years without it, and as soon as the federal government rolled out its website, www.healthcare.gov/marketplace, she started trying to sign up.

Like most people, though, Darya didn’t have much luck. The website was unable to process her request even after repeated tries over the course of weeks.

But Crockett’s perseverance paid off. Finally, after the site was improved, she was able to go online and find a plan that fit her needs and her budget. Now she’s thrilled to have coverage for the first time in years.

“I’m so glad this opportunity came up for me to get insurance,” she said. “I like the fact that I’m paying a small amount up front because my income is so limited, but with a lot of things still covered. My premium is $56 a month.”

Darya is a Marketplace success story, and others can be success stories, too. In fact, her experience – despite the rough start – has made her an advocate for the Health Insurance Marketplace.

“People who get on it now won’t have the problems I had at first,” she said. “Now, it should be a lot smoother process. I think some people review the prices before inputting their financial information, which figures their subsidy, and are scared off. If I’d gone on there and not realized I was eligible for a subsidy, I would’ve thought I couldn’t afford anything.”

The open enrollment period ends March 31. For more information about how to sign up or receive assistance with applying, visit www.msha.com/health_information_exchange.aspx.

The Marketplace allows individuals, families and small businesses to compare and purchase insurance plans offered in their area. Marketplace enrollment can be done online, by phone (1-800-318-2596) or with in-person assistance from a trained, Marketplace-certified representative to help you find the plan that best fits your needs.

You may wish to visit the Marketplace to review options if:

  • You do not have insurance.
  • You think you will qualify for Medicaid.
  • You feel underinsured or your current insurance is not affordable.

Health insurance plans may cover the cost of care at the health care provider of your choice.  In some cases, based on income, an individual or family may qualify for federally funded subsidies to cover monthly premiums to reduce out-of-pocket expenses.

For more information about how to sign up or receive assistance with applying, visit www.msha.com/health_information_exchange.aspx.

 

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