it comes to paying for cosmetic surgery, you’re pretty much
on your own. Because cosmetic surgery is elective and based upon
aesthetic desires rather than health necessities, insurance companies
will not pay for the procedures. The only reasons for an insurance
company to cover a cosmetic procedure include:
- Breast reduction, if your breasts are so large that you have
back problems or other health-related difficulties
- Rhinoplasty that will help to relieve recurring breathing and
- Dermatological or surgical procedures that will fix severe
scarring from injury, other surgery or burns
- Breast reconstruction after a mastectomy or
another form of breast cancer surgery.
Most of these reasons could be considered reconstructive surgery.
The costs for cosmetic surgery really add up. Be upfront with your
surgeon in the beginning and ask for an accurate estimate of how
much of a bill you will incur over the course of the procedure.
You should be prepared for the expense, and also for the possible
expense of treating any complications that arise from the procedure.
Most often, the insurance companies will not cover follow-up surgeries
or treatments for any complications that arise during an initially