it comes to paying for cosmetic surgery, you’re pretty much
on your own. Because cosmetic surgery is elective and based upon
aesthetic desires rather than health necessities, insurance companies
will not pay for the procedures. The only reasons for an insurance
company to cover a cosmetic procedure include:
- Breast reduction,
if your breasts are so large that you have back problems or
other health-related difficulties
- Rhinoplasty that will help to
relieve recurring breathing and nasal difficulties
or surgical procedures that will fix severe scarring from injury,
other surgery or burns
- Breast reconstruction after a mastectomy or another form of breast cancer surgery.
Most of these reasons could be considered
reconstructive surgery. The costs for cosmetic surgery really
add up. Be upfront with
your surgeon in the beginning and ask for an accurate estimate
much of a bill you will incur over the course of the procedure.
You should be prepared for the expense, and also for the possible
of treating any complications that arise from the procedure.
Most often, the insurance companies will not cover follow-up
or treatments for any complications that arise during an initially